If you have a debt in collections, the collections agency may try to contact you. They might call, email, or send letters in the mail.
If you don’t want them to contact you, you can ask them to stop. You can use this template to ask them to stop contacting you.
If you are ok with them contacting you, but you only want to be contacted in a specific way, you can use this template to tell them how and how not to contact you.
It is best to avoid communication with debt collectors until you are ready to pay off the debt. Do not acknowledge the debt or admit to owing it if you do speak to a debt collector.
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