Filling Out the Request for Waiver of Overpayment Recovery

Tip: If the original overpayment amount is $2,000 or less, you do not need to fill out the form. Instead, request a waiver by calling Social Security.

</aside>

To request a waiver, you can complete a Request for Waiver of Overpayment Recovery, SSA-632 form.

This form has 7 sections.

Section 1 – Identifying Information: Enter your name, SSN, claim number.

Section 2 – Waiver Request: In this section, you should show that you meet the 2 conditions to qualify for a waiver, discussed in the previous section. Provide as much detail as you can. If you run out of room, use the Remarks section on page 7. You may have received multiple notices of overpayment, and they may not all have the same information; provide the date of the most recent notice.

Section 3 – Needs Based Assistance: Check any programs that you participate in.

Section 4 – Household Family Members: List information for your spouse and any other dependent household members.

Section 5 – Resources: List out the things that you own and their value.

Section 6 – Monthly Household Income: List sources and amounts of income.

Section 7 – Monthly Household Expenses: List out the amounts you spend each month in each category.

The last section is the Remarks section. Put any information here that you did not have room to include elsewhere.

When Social Security makes a decision on your waiver of overpayment request, they may waive all, some, or none of the overpayment. If they waive all of it, you’ll all set!

If they waive some or none of it, you can choose to appeal the decision if you think it is incorrect. If you choose not to appeal the decision or do not win the appeal, Social Security will ask you to pay the entire amount back or begin withhold part of your benefit.

<aside> ✅

To Do: If it applies to your situation, fill out the Request for Waiver of Overpayment Recovery form. Remember to show that you meet the 2 conditions. Add as much detail as possible, and if you have any documentation that supports your claim, include it with the form. Submit the form through your MySSA account, by mail, or by fax.

</aside>

Tip: You can fill out both the Request for Reconsideration and the Waiver of Overpayment Recovery, if you feel that they both apply to your situation; it’s a good idea to do the Request for Reconsideration first and wait for the decision before doing the Waiver of Overpayment.

</aside>

Go to previous section: Understanding the Request for Waiver of Overpayment Recovery

Go to next section: Wrap Up