If you don’t have a credit score, it is probably because you have never used credit, you haven’t used credit in a long time, or you just started using credit.
To build credit, you need to have at least one open credit account and you need to make on time payments, every time. It can take 3-6 months to get a credit score, and your score will keep going up over time as you keep making on time payments.
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Tip: Credit building takes time! Expect to make at least 3-5 months of on-time payments before you see your first credit score.
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